AI-Powered Credit Strategy

Your credit report is talking about you.
Slate tells you what it's saying.

The AI credit strategist that reads your profile, builds your dispute letters, and maps your path to capital — in minutes, not months.

Credit repair is a $5 billion industry
built on a $47 secret.

Most credit repair companies charge $79–$149 a month to send the same template letters you could send yourself. They stretch a 90-day process into 12 months because their business model depends on you staying subscribed.

You don't need someone to "work on your credit." You need a strategist who reads your report the way a lender does, tells you exactly what's dragging your score, generates the right dispute letters for your specific situation, and maps out a plan — not a subscription.

That's Slate. The AI credit strategist built on 19 years of capital advisory experience. Same frameworks. Fraction of the cost. None of the wait.

78%
of credit reports contain errors that can be disputed
$3K+
average cost of traditional credit repair over 12 months
90s
seconds for Slate to analyze a credit profile
0
monthly fees, subscriptions, or recurring charges
A strategist, not a chatbot.

Slate is trained on real credit strategy frameworks — the same ones used with private advisory clients.

🔍

Credit Profile Analysis

Slate reads your credit profile the way a lender would — identifying what's hurting your score, what's disputable, and what to prioritize first for maximum impact.

📄

Dispute Letter Generation

Custom dispute letters built from your specific accounts and circumstances. Not templates. Not fill-in-the-blank. Legally sound, strategically written, ready to send.

🗺️

Action Plan

A plain-language breakdown of what to do, in what order, and why each step matters. No jargon, no fluff — just the sequence that moves the needle.

📊

Capital Readiness Score

For business owners: Slate evaluates your personal and business credit position and tells you where you stand relative to SBA loans, credit lines, and financing options.

🏗️

Lending Position Roadmap

What to fix, build, or establish before you apply. A step-by-step path from "not ready" to "approved" — customized to your numbers and your goals.

🏢

Business Structure Snapshot

Flags gaps in your entity setup, EIN, and business credit profile that would get you denied before a human even reviews your application.

Choose your starting point.

Everyone gets Slate. What Slate does for you depends on where you are right now.

Credit Reset
For the person ready to take control of their score
$97
One-time purchase · Yours to keep
  • AI-powered credit profile analysis
  • Custom dispute letter generation
  • Credit education action plan
  • Priority-sequenced roadmap
  • Unlimited re-runs for 90 days
Get Credit Reset
Built by an advisor who got tired
of watching people overpay.

Slate wasn't built by a tech company. It was built by a capital advisory strategist with 19 years of experience helping business owners access funding.

After watching client after client come through the door having already spent thousands on credit repair companies that did little more than send template letters, the solution became obvious: take the strategy frameworks used with private clients and put them in the hands of everyone.

Slate runs on the same thinking. The same prioritization. The same dispute strategy. The only difference is the price tag — and the speed.

"I built an AI employee — trained her on everything I know — and now I'm letting you borrow her."
Shalita Heard · Heard AI Labs
Optional add-ons when you're ready.

Additional Dispute Rounds

New accounts to dispute? Changed circumstances? Generate another round of custom letters.

$47 per round

Live Strategy Call

1-on-1 with a capital advisory strategist to review your Slate results and build your next move.

$297

Credit Vault Access

Ongoing templates, monthly drops, and community access for people serious about building credit long-term.

$37 /month
Before you decide.
Is this actually legit? How does an AI "fix" my credit?
Slate doesn't "fix" your credit — no one can promise that. What Slate does is analyze your credit profile using the same strategy frameworks a professional advisor would, identify disputable items and errors, generate proper dispute letters, and give you a clear action plan. You send the letters. You take the steps. Slate gives you the strategy and the tools to do it right.
Will this work for my specific situation?
Slate generates custom analysis and letters based on your unique credit profile — not generic templates. Whether you're dealing with collections, late payments, charge-offs, or identity-related errors, Slate evaluates your specific accounts and builds a strategy around your numbers. If your situation requires more nuanced human guidance, the live strategy call add-on connects you directly with an advisor.
What if I need more help than Slate can give me?
That's exactly what the add-ons are for. The live strategy call connects you with a capital advisory strategist who can review your Slate results and help you navigate more complex situations. The Credit Vault gives you ongoing access to templates and resources. And if you're a business owner ready for full advisory support, Slate is designed to identify when you're ready for that conversation.
How is this different from Credit Karma or other free tools?
Free tools show you your score. Slate tells you what to do about it. Credit Karma's business model is recommending financial products to you — they make money when you apply for credit cards. Slate's only job is to analyze your profile, build your strategy, and generate your dispute letters. No product recommendations, no upselling, no ads. Just strategy.
Do I need both tiers if I'm a business owner?
No — Capital Ready includes everything in Credit Reset plus the business-specific features. If you're a business owner looking to position for funding, Capital Ready is your tier. If you're focused purely on personal credit improvement, Credit Reset has everything you need.
Your credit report is already telling
lenders a story. Make sure it's the right one.

One purchase. No subscription. No waiting. The same strategy frameworks used with private advisory clients — now in your hands.