Treat Your Credit Score Like A Plant That You Constantly Take Care Of And It Will Pay Dividends When You Need It The Most! A credit score is a number that is assigned to every US citizen and resident that represents their ability to manage loans they have and pay their bills on time. This score is based on different algorithms that factor in how much credit you have open, what type of credit it is, your credit line and your ability to manage and pay on time. The scores for the most popular credit rating systems currently range from 300-850 but many credit unions and institutions use their own…