The Business Funding Formula

About The Funding Formula™

Where Strategy Meets Capital—and Credit Becomes Currency.

The Funding Formula™ was built on one simple truth:
Most entrepreneurs don’t get denied because they’re unqualified.
They get denied because they’re uninformed.

We’re here to change that—permanently.

Led by Shalita Heard, a nationally recognized funding strategist with over $32 million in client funding secured, The Funding Formula™ teaches everyday entrepreneurs how to leverage credit as capital and unlock strategic funding without the guesswork.

This isn’t credit repair.
This isn’t random applications.
This is the exact methodology that turns a good profile into a powerful portfolio—on your terms.

Whether you’re building from scratch, fixing what’s broken, or scaling what’s already working, The Funding Formula™ gives you the roadmap, tools, and bank-approved strategy to get funded again and again—without ruining your personal credit in the process.

What We Teach

✔️ Business Credit That Doesn’t Report to Personal
✔️ Bank-Friendly Personal Credit Structuring
✔️ Strategic Funding Sequences (aka Funding Stacks)
✔️ EIN-Only Plays
✔️ High-Limit Approvals with the Right Banks, at the Right Time

You won’t find vague advice here.
Every method is built on real underwriting criteria, bank relationships, and results we’ve already produced for hundreds of clients.
We don’t just talk funding—we teach it, engineer it, and close it.

Who This Is For

The Funding Formula™ is designed for:

→ Entrepreneurs who are tired of getting denied
→ Founders who want strategic capital without begging banks
→ CEOs who are ready to scale with structure
→ Professionals who want funding that actually works

If you’re serious about building a business with real financial backing, you’re in the right place.

Book Your Private 1:1 Strategy Call

Ready to map out your next $50K–$250K+ in funding?

If you’re done with trial and error—and ready for real guidance from someone who lives in this space daily—this is your move.

📍 On this 1:1 call, we’ll:
✅ Review your current credit + funding profile
✅ Identify exactly what you qualify for now
✅ Map out your next strategic stack
✅ Answer your funding-specific questions
✅ Give you clear steps to move forward with confidence

This is not a sales pitch. It’s a power play.

➡️ Click here to book your private 1:1 Strategy Call and let’s build your next funding win—with precision.