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The Business Funding Formula
About The Funding Formula™ Where Strategy Meets Capital—and Credit Becomes Currency. The Funding Formula™ was built on one simple truth:Most entrepreneurs don’t get denied because they’re unqualified.They get denied because they’re uninformed. We’re here to change that—permanently. Led by Shalita Heard, a nationally recognized funding strategist with over $32 million in client funding secured, The Funding Formula™ teaches everyday entrepreneurs how to leverage credit as capital and unlock strategic funding without the guesswork. This isn’t credit repair.This isn’t random applications.This is the exact methodology that turns a good profile into a powerful portfolio—on your terms. Whether you’re building from scratch, fixing what’s broken, or scaling what’s already working, The Funding…
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Why Chase Bank is a Smart Choice for Startups
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Smart Business Funding: A Strategic Plan for Entrepreneurs with Good Personal Credit
Starting a business is exciting, but if you’ve been using your own money to fund your growth, you may be limiting your potential. The good news? If you have good personal credit, you can leverage it to access zero-percent interest capital, bank loans, and business lines of credit that give your business the financial boost it needs—without draining your savings. Here’s a step-by-step guide to building a smart business funding strategy using your personal credit. Step 1: Structure Your Business Properly Before applying for funding, ensure your business is set up correctly. This includes: Registering as an LLC or corporation (avoid sole proprietorships for funding purposes) Obtaining an EIN from…
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Why Chase Bank is a Smart Choice for Startups
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Why Every Business Owner Should Have a DUNS Number and How to Get One
As a business owner, establishing credibility and gaining access to funding opportunities is crucial for long-term success. One essential step in building business credibility is obtaining a DUNS Number. If you haven’t heard of it before or aren’t sure how to get one, this guide will walk you through the importance of a DUNS Number and the steps to obtain it. What is a DUNS Number? A DUNS Number (Data Universal Numbering System) is a unique nine-digit identifier assigned to businesses by Dun & Bradstreet (D&B). It is widely used by lenders, government agencies, and business partners to verify a company’s legitimacy and creditworthiness. Why is a DUNS Number Important?…
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Why Chase Bank is a Smart Choice for Startups
Starting a business is exciting, but one of the most critical early decisions is choosing the right bank. The right banking partner can provide not just a place to store your funds but also tools, resources, and financial products that help your startup grow. For many entrepreneurs, Chase Bank stands out as a top choice. Here’s why Chase is an excellent option for startups looking to build a solid financial foundation. 1. Business-Friendly Checking Accounts Chase offers several business checking account options tailored to different startup needs. The Chase Business Complete Banking® account, for instance, is a great choice for early-stage businesses. It offers: ✔️ Low or waived monthly fees…
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The Business Funding Formula
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20 Startup Grants For Women
Here are 20 startup grants for women-owned businesses: Amber Grant: The Amber Grant is a $10,000 grant awarded to one woman-owned business each month. Cartier Women’s Initiative Awards: The Cartier Women’s Initiative Awards is a global startup competition that awards $100,000 in funding to seven women-owned businesses each year. Eileen Fisher Women-Owned Business Grant Program: The Eileen Fisher Women-Owned Business Grant Program awards a total of $200,000 in grant funding each year to up to 10 women-owned businesses. InnovateHER Challenge: The InnovateHER Challenge is an annual business competition that awards $40,000 in funding to three women-owned businesses. National Association for the Self-Employed Growth Grants: The National Association for the Self-Employed…
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Business Hardship Programs
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Business Hardship Programs
Business hardship programs can provide financial assistance to small businesses in need. Some examples of business hardship programs include: Small Business Recovery and Resiliency Program A program in Irving, Texas that provides one-time grants of up to $15,000 to eligible businesses State Trade Expansion Program (STEP) A state-based program in Texas that provides grants of up to $10,000 to eligible small businesses that export goods and services U.S. Small Business Administration (SBA) A program that provides loans, training, and counseling to small businesses, including disaster loans during times of crisis Amazon Business Small Business Grant Program A program that awards grants to eligible U.S.-based small businesses FedEx Small Business Grant Contest…
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What Are Authorized User Tradelines
What Are Authorized User Tradelines and How Can They Benefit You? If you’ve been exploring ways to improve your credit score or establish a solid credit history, you may have come across the term “authorized user tradelines.” But what exactly are they, and why are they such a popular strategy in the world of credit repair? In this blog post, we’ll break down everything you need to know about authorized user tradelines and how they could potentially help you achieve your financial goals. Understanding Authorized User Tradelines A tradeline is simply a record of activity for any credit account that appears on your credit report. When you become an authorized…
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How to Level Up Your Income Using The Elevation Code: 4 Pillars of Entrepreneurial Wealth
If you’re working harder than ever but feel stuck financially, let me introduce you to a new way of thinking about wealth: The Elevation Code. This revolutionary framework helps entrepreneurs break free from the grind, level up their value, and unlock generational wealth. Ready to shift from hustle to legacy? Let’s dive into how The Elevation Code works and how you can use it to elevate your income. Pillar 1: Groundwork – The Foundation Level “You can’t elevate without a solid foundation.” At this level, you’re doing all the work yourself. You’re the manager, the marketer, the service provider, and the accountant—wearing all the hats. Most small business owners start…
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What is a Credit Score
Treat Your Credit Score Like A Plant That You Constantly Take Care Of And It Will Pay Dividends When You Need It The Most! A credit score is a number that is assigned to every US citizen and resident that represents their ability to manage loans they have and pay their bills on time. This score is based on different algorithms that factor in how much credit you have open, what type of credit it is, your credit line and your ability to manage and pay on time. The scores for the most popular credit rating systems currently range from 300-850 but many credit unions and institutions use their own…
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Master Net 30 Business Vendor List for 2025
Net 30 accounts are used by business entities to increase purchasing power, improve cash flow management, better relationships with suppliers, and potentially improve credit scores. With a Net 30 vendor account, the vendor allows you to checkout today with goods/services and defer payment for a later date, usually 30 days later. By deferring payment, businesses have more flexibility in managing their cash flow and can use the time to generate revenue or receive payment from customers before having to pay their vendors. Additionally, consistent and timely payments can help build trust and stronger relationships with vendors, which can lead to better pricing and terms in the future. Finally, making on-time payments on…
