Starting a business is exciting, but if you’ve been using your own money to fund your growth, you may be limiting your potential. The good news? If you have good personal credit, you can leverage it to access zero-percent interest capital, bank loans, and business lines of credit that give your business the financial boost it needs—without draining your savings. Here’s a step-by-step guide to building a smart business funding strategy using your personal credit. Step 1: Structure Your Business Properly Before applying for funding, ensure your business is set up correctly. This includes: Registering as an LLC or corporation (avoid sole proprietorships for funding purposes) Obtaining an EIN from…