• business hardship programs shalita heard business funding grants loans
    Business Credit,  Business Grants,  Business Hardship Program,  Money

    Business Hardship Programs

    Business hardship programs can provide financial assistance to small businesses in need. Some examples of business hardship programs include:  Small Business Recovery and Resiliency Program A program in Irving, Texas that provides one-time grants of up to $15,000 to eligible businesses  State Trade Expansion Program (STEP) A state-based program in Texas that provides grants of up to $10,000 to eligible small businesses that export goods and services  U.S. Small Business Administration (SBA) A program that provides loans, training, and counseling to small businesses, including disaster loans during times of crisis  Amazon Business Small Business Grant Program A program that awards grants to eligible U.S.-based small businesses  FedEx Small Business Grant Contest…

  • What is a tradeline on your credit Shalita Heard
    Credit,  Credit Builder,  Money,  Tradelines

    What Are Authorized User Tradelines

    What Are Authorized User Tradelines and How Can They Benefit You? If you’ve been exploring ways to improve your credit score or establish a solid credit history, you may have come across the term “authorized user tradelines.” But what exactly are they, and why are they such a popular strategy in the world of credit repair? In this blog post, we’ll break down everything you need to know about authorized user tradelines and how they could potentially help you achieve your financial goals. Understanding Authorized User Tradelines A tradeline is simply a record of activity for any credit account that appears on your credit report. When you become an authorized…

  • shalita heard business credit coach credit score range
    Credit,  Credit,  Money,  Opportunity,  Success

    What is a Credit Score

    Treat Your Credit Score Like A Plant That You Constantly Take Care Of And It Will Pay Dividends When You Need It The Most! A credit score is a number that is assigned to every US citizen and resident that represents their ability to manage loans they have and pay their bills on time. This score is based on different algorithms that factor in how much credit you have open, what type of credit it is, your credit line and your ability to manage and pay on time. The scores for the most popular credit rating systems currently range from 300-850 but many credit unions and institutions use their own…

  • Business Credit Vendors List to build business credit
    business,  Business Credit,  Coaching,  Money

    Master Net 30 Business Vendor List for 2025

    Net 30 accounts are used by business entities to increase purchasing power, improve cash flow management, better relationships with suppliers, and potentially improve credit scores. With a Net 30 vendor account, the vendor allows you to checkout today with goods/services and defer payment for a later date, usually 30 days later. By deferring payment, businesses have more flexibility in managing their cash flow and can use the time to generate revenue or receive payment from customers before having to pay their vendors. Additionally, consistent and timely payments can help build trust and stronger relationships with vendors, which can lead to better pricing and terms in the future. Finally, making on-time payments on…

  • Shalita heard side hustle challenge certified knowledge broker little rock dallas las vegas business life mindset coach and retreats for black women host MASTERMIND RETREAT
    Branding,  business,  Money

    3 Reasons Why You Should Brand Your Side Hustle

    Even if you have no plans of ever leaving your day job to turn your side hustle into a full-time business, it’s still a great idea to think about branding your hustle. Here’s why: 1. Your brand stands for what you want to be known for Branding is more than just your brand name (you can use your own name as a brand name) and your logo (yes, it’s good to have a logo for your side hustle). Basically, it is how your clients and customers perceive you and your business. Even if you’ve got a ton of competitors around, you can still make yourself stand out by branding yourself…